Fleet fuel cards are a practical and necessary solution for many truck drivers. The best fleet fuel card depends on your business’s needs, but based on our analysis, WEX, Coast, Fuelman, Shell, ExxonMobil, AtoB, and BP offer some of the most rewarding cards, with generous benefits, minimal fees, and large networks.
Why Trust FreightWaves Checkpoint
At FreightWaves Checkpoint, our goal is to give readers clear, data-backed insights into the tools and services that keep the trucking industry moving, including fuel cards.
We reviewed dozens of fuel card providers across the U.S., assessing key factors like average fuel discounts, network coverage, fees, security features, and account management tools. We also analyzed real-world driver and fleet feedback to understand how these cards perform on the road — from customer service responsiveness to ease of use and fraud protection.
Our in-house team of experts routinely reviews all content to ensure it is accurate, up-to-date, and genuinely helpful for truckers and fleet owners.
7 Best Fleet Fuel Card Companies
Below you’ll find the best fuel cards for fleets, with benefits like no fees, discounts, incentives, and other perks to help you operate your trucking business.
WEX
- Best for: National networks
- Fees: No setup fees; fees for other services not shared publicly
Hailed for having extensive national coverage, WEX offers one of the most beneficial fleet cards that's accepted at 95% of fuel stations nationwide. Its automatic accounting features, including fuel expense tracking and purchase alerts, help to streamline fleet management. Their customizable reports make day-to-day operations a breeze. You can choose from a handful of fleet card solutions, opting for the one that's best suited to your needs.
Rewards
- Rebate of 3-5 cents per gallon
Special Features
- Robust reporting on fuel spending
- Mobile payments
Pros & Cons
Pros
- Accepted at every major U.S. fuel station and more than 45,000 service locations
- Ease of payment
- Control of spending
- Great app for drivers
- Specialized cards for different fleet sizes
Cons
- Not the best rebate option available for savings
- Undisclosed fees for certain cards
Coast
- Best for: Ease of use
- Fees: $4 per active card per month
The Coast Fuel Card offers an innovative and user-friendly solution for fleet management. Designed with transparency and simplicity in mind, Coast eliminates hidden fees and complicated pricing structures, giving fleet managers total control over fuel expenses. The intuitive online platform allows real-time tracking, budgeting, and control of fuel spend. Coast cards work at any gas station that accepts Visa, making it one of the most flexible options for fleets. Plus, with no setup fees and a straightforward flat monthly rate, this card is perfect for businesses looking for an efficient, stress-free fuel management tool.
Rewards
- Coast focuses on clear savings rather than complex rewards programs, helping fleets save through streamlined expense management and control.
Special Features
- $0.03-$0.09 off per gallon on your statement at 30,000+ partner stations nationwide, including Exxon, Mobil, 7-Eleven, Casey’s, Circle-K, and others
- 1% back on non-fuel purchases
- Easy controls and security settings for all fleet cards and users
- Spending reports
Pros & Cons
Pros
- Centralized fleet spending on one account
- No personal guarantee required
- Efficient customer service
- Purchase and expense tracking
Cons
- Less ideal for large fleets
- Fewer perks for businesses looking for high-reward programs
Fuelman
- Best for: Small Fleets
- Fees: Subject to variation based on package type
Fuelman cards come loaded with helpful features. Their customizable reports, real time monitoring, and alerts keep you informed about account activity even when you do not have time to check in yourself. Fuelman also offers several card options at different price points, so you can find the one that fits your business best. And with rewards tied to each card type, it is hard to go wrong when you choose a Fuelman fleet card.
Rewards
- Use points to reward employees, vendors or yourself with Driven rewards for Fuelman.
- Driven Rewards for Fuelman is a great fuel loyalty program with access to travel options, gift cards, event tickets and more.
Special Features
- Flexible packages with deep rebates
- With the Fuelman Mixed Fleet card, save 8¢ per gallon on diesel fuel and unleaded gas at 40,000+ locations in their Discount Network1
Pros & Cons
Pros
- With the Fuelman diesel card, save $0.12 per gallon in diesel rebates1
- Option to use at 60,000+ locations in their network2
- Multiple card options
Cons
- Coverage may be limited in select regions, including parts of Minnesota, Massachusetts, New Mexico, and Montana
- Monthly fees can be higher than some alternative fuel card options depending on the package
- Mobile app doesn't always have accurate gas station locations
Disclaimers
- 1 Fuelman discount sites can be found at http://www.fuelman.com/sitelocator. Not valid on off-road diesel, high-speed diesel, aviation, bulk fuel, propane or natural gas purchases. To receive rebates, invoice must be paid in full and on time. Rebates subject to change beginning 12 months after account setup.
- 2 Fuelman sites can be found at www.fuelman.com/sitelocator.
Shell
- Best for: Small businesses
- Fees: No fees
With no monthly or annual fees, one of Shell's various card options is likely to fit your fleet's needs. Their card is accepted at 1,400+ stations nationwide leaving you with great coverage. 24/7 U.S.-based customer service gives you the assistance you need. From small businesses to massive fleets, Shell's cards can fit a range of business needs.
Rewards
- $0.06 per gallon at Shell stations, plus Jiffy Lube discounts
Special Features
- More than 1,400 Shell locations across the U.S.
- No monthly fees
Pros & Cons
Pros
- One of the best small fleet fuel card options
- Monitoring features, and online account management
- Itemized purchases on card statements
Cons
- Coverage gaps in areas that don't have Shell stations
ExxonMobil
- Best for: Flexible payments
- Fees: $40 setup fee; $2 per month per card
The flexible payment options offered with ExxonMobil’s fuel card make it a competitive option. If a revolving balance or the ability to carry a balance appeals to you, then this card could be the ideal choice. They may not have the largest network, but they do offer an extended network coverage solution that can cover your region. Issued by WEX, one of the other fleet fuel card companies on our list, ExxonMobil's card offers many features that will improve your bottom line.
Rewards
- $0.06 at Exxon and Mobil stations
Special Features
- Customizability based on needs and fleet size
- Uses WEX app and network
- Flexible payment options
Pros & Cons
Pros
- No monthly fees or membership if using Exxon and Mobil stations
- Larger rebates with Exxon Mobil Rewards+
- Small fleet customization
Cons
- Scalability issues when growing fleets
- Additional fees to carry a balance
- Lacks extensive coverage on the West Coast
AtoB
- Best for: Fuel savings and fraud prevention
- Fees: $3 per card per month
AtoB fleet fuel cards are accepted anywhere and come with software that saves fleets an average of 45¢ per gallon. The company has a simple fee structure of $3 per month per active card, with no other hidden fees. Their user-friendly platform comes with features that allow you to track your usage live, set spending limits, prevent card misuse, and more, all within your dashboard. The AtoB fleet fuel card can even be utilized for vehicle maintenance, insurance, and tolls. AtoB also has a diverse network of partners to give AtoB customers discounts on tires, vehicle washes, maintenance, and more.
Rewards
- Competitive discounts on fuel and non-fuel purchases
Special Features
- Discounts at Discount Tires, Pep Boys, and more
- Optimal Station Selection within the AtoB Driver App to ensure drivers get the best prices for fuel every time
Pros & Cons
Pros
- No hidden fees
- Accepted everywhere
- No out-of-network stations
- Easy-to-use dashboard
- Transactions via QuickBooks for easy accounting
- Full control over each card
- Spending limits per day, per week and per transaction
- Helps small businesses build credit
Cons
- Net-seven terms
BP Fleet Fuel Cards
- Best for: Large fleets
- Fees: $12 per month; $2 transaction fee at non-BP/Amoco stations
Ideal for larger fleets, the BP fleet fuel card comes with a list of appealing features. The $10 monthly card fee is waived when purchasing a minimum of 5,000 gallons each month. They boast trusted security features and offer a user-friendly dashboard for easy account maintenance. Customize your reports for your business and stay on track with what you need.
Rewards
- You can see rebates of up to seven cents per gallon, but the actual rebate amounts will vary depending on how much gas you purchase.
Special Features
- Flexible payment schedule
- Excellent coverage in the eastern U.S.
- Option for a Mastercard that covers maintenance service and fuel
Pros & Cons
Pros
- No fees for large fleets that use 5,000 gallons of fuel or more per month
- Large rebates in the first 3 months of card use
Cons
- Not the best fuel card for small fleet operators
- Limited BP or Amoco coverage in some regions.
- $2 fees when buying fuel from stations that aren’t BP or Amoco
How a Fleet Fuel Card Works
A fleet fuel card works by providing a centralized payment and tracking system specifically for fuel and vehicle-related expenses. Here's how it operates:
- Issuance: Fleet managers issue fuel cards to drivers, and each card is often tied to a specific vehicle or driver.
- Purchasing fuel: Drivers use the card at participating fuel stations. The card might also cover maintenance and other vehicle expenses.
- Spending controls: Managers can set limits on spending, types of purchases, and locations where the card can be used, minimizing unauthorized expenses.
- Reporting and tracking: Fleet fuel cards capture detailed information like gallons purchased, fuel type, price per gallon, and location. This aids in tracking and analysis.
- Integration with software: Many cards integrate with fleet management or accounting software, simplifying reconciliation and expense management.
- Discounts and rewards: Some cards offer discounts or reward programs at specific vendors, lowering overall fuel costs.
- Billing: The fleet receives a consolidated bill for all card expenses, streamlining payment and accounting procedures.
- Tax compliance: Fuel cards can assist with compliance with tax regulations such as IFTA, by automatically recording necessary data.
- Fraud prevention: Security features such as PIN requirements or alerts for suspicious activity can be implemented to protect against fraud.
What to Consider With Fleet Fuel Cards
Streamlining your fleet’s operation, no matter its size, can be easy when you have the right fuel card companies supporting you. Knowing which features will really impact your fleet is imperative, since they can vary quite a bit. Read all terms and conditions carefully, and research fleet fuel card reviews before making a final decision.
Security features
Many of the best fleet fuel cards will offer real-time monitoring while sending you alerts that help you avoid fraudulent activity on your accounts. Limited-use fuel cards can help ensure that your card is used for what it is meant for and nothing else. The security measures on these cards make them safer to use than cash or regular credit cards.
Customer service
You need to choose a card with great customer service that can support you every step of the way. Fleet fuel card companies that offer 24/7 customer service are ideal, especially because drivers might have to drive at odd hours of the day.
Fuel usage tracking
Fuel expense tracking is a main feature of many fuel cards because it allows you to stay on track with your budget. This can greatly minimize the number of hours you spend on accounting-related matters. Efficiently run your operations and avoid fuel waste where you can.
Level of control
Staying in control of your fuel cards shouldn’t be a hassle. The best fleet fuel cards will allow you to set spending limits based on certain employees and specific cards. Some cards also offer a driver pin authorization or driver ID and odometer reading for each purchase.
Mobile accessibility
Mobile apps can allow you to see real-time data regarding expenses, access detailed fuel data, and adjust controls from anywhere. Top fleet fuel card companies offer user-friendly mobile apps, giving you the access you need from any location.
Reporting
Administrative tasks including account tracking, financial reports and controls are basic features that fuel cards should offer. From managing expenses to controlling charges on individual cards, the best fleet fuel cards include excellent account tracking solutions.
Which Fuel Card Features Are Most Important for Large Fleets?
The best fuel cards for owner operators aren't necessarily the best fuel cards for trucking companies operating large fleets. That said, here are some of the trucking fuel card features that are most important for large fleet operators:
- Network coverage: Having a large accepting merchant network is crucial so drivers can easily find places to fuel up in their area. Top fuel cards from brands like Fuelman, eCapital, and Wex offer extensive national and regional coverage.
- Detailed reporting: Robust reporting allows fleet managers to closely track spending patterns, fuel usage, common routes, etc. Features like transaction details, driver IDs, odometer tracking, and custom reports provide visibility and oversight.
- Control and security: Fleet trucking gas cards should have options to set spending limits, restrict merchant types, set purchase alerts, and integrate with telematics and ELD systems. This helps prevent misuse and unauthorized purchases.
- Discount and tax savings: The best gas cards for truckers come with discounted rates at certain stations and save on state and federal fuel taxes. This provides hard cost savings that add up significantly for high-mileage fleets.
- Account management: Online account portals and mobile apps allow for easy card and fleet management operations. Managers can run reports, adjust permissions, suspend lost cards, and set budgets all in one place.
- Customer support: Since fleets rely heavily on fuel cards for truckers, having solid customer service is a must. Support options like online chat, email, and phone assistance can help you manage your fleet easily.
The best gas card for truckers brings all these key features together in a single offering to provide convenience, control, and cost savings for running large fleets. Companies should review their needs and options to find the best fit.
Benefits of a Fleet Fuel Card
Fleet fuel card companies offer numerous benefits that can significantly improve the efficiency and cost-effectiveness of managing a fleet of vehicles. These key advantages include:
- Convenience for drivers, eliminating the need to carry cash or search for ATMs and simplifying the refueling process
- Fuel and vehicle maintenance discounts, which help reduce overall operating costs
- More security compared to cash or general credit cards, thanks to advanced safety features that prevent unauthorized usage
- Control over business expenses through real-time tracking and customizable spending limits, ensuring that every transaction aligns with your budget and policies
- Streamlined expense reporting, which reduces the time spent on administrative tasks and enables faster fuel expenditure reconciliation
- Flexible fueling and subscription options that can be tailored to the specific needs of your fleet, providing greater control and adaptability
- Cash back on cardholder purchases for additional savings that can be reinvested into the business
Overall, fleet fuel card companies offer invaluable tools for optimizing fleet management and achieving substantial cost savings.
FAQ
Who has the best fleet fuel card?
The best fleet fuel card for truckers will depend on several factors, like the size of your fleet, the coverage you require, and the discounts you prefer. Start with our recommendations and compare the fees and features of each card to select the right one for your business.
Do fleet cards build credit?
Some fleet cards report payment history to business credit bureaus like personal credit cards do. If you consistently make on-time payments, your business can build a reliable payment history that improves your business credit score and increases your borrowing capacity.
Are fleet cards worth it?
Fleet cards can be worth it for companies with multiple vehicles. They provide centralized billing, access to preferred fuel rates and maintenance vendors, and typically deliver significant cost savings versus reimbursing employees for their expenses. Additionally, fleet fuel cards offer enhanced control over expenses, allowing managers to set spending limits and monitor transactions in real-time.
