Fuelman Fleet Card Review (2026 Guide)

Mike Marshall, Shipping Expert

Fuelman is one of the best fleet fuel card companies for maximizing per-gallon rewards, especially for fleets that operate regionally and stick to in-network stations. Their robust rebate program, wide proprietary network, and strong account-level controls make it a standout among our top fleet fuel card picks. Check out our deep dive into Fuelman’s pricing structure, services, and network coverage to decide if one of their cards is the right fit for your fleet.

Fuelman Fleet Card at a Glance

Category Details
Networks & Coverage Proprietary network of 60,000+ stations nationwide • Discount network of 40,000+ locations
Rebates Mixed fleet: $.08 per gallon (gas and diesel) at discount network sites • Diesel: $.12¢ per gallon on diesel at discount network sites • Fuelman Mastercard®: $.03 per gallon anywhere Mastercard is accepted in the U.S. (fuel at the pump only) • Rebates require on-time payment and may change after 12 months
Pricing Plan fee per account: Basic $39/mo, Pro $59/mo, Enterprise $99/mo for Mixed/Diesel • Mastercard: $59/mo. Extended Network fee of $3 per transaction at select merchants
Controls & Admin Driver, product, and time window controls • Real-time alerts • Instant lock/unlock • Reporting via the web and mobile portals
Fraud Protection Basic account subscription: Includes monitoring and alerts but no loss waiver • Pro and Enterprise subscriptions: Include a fraud-loss waiver up to $10,000 per compromised card, capped at $25,000 per account per year (generally for accounts with 10+ cards)
Maintenance Pro and Enterprise subscriptions: Include maintenance plan (approvals, scheduling, and pay-by-card) • Basic subscription: Maintenance plan available as an add-on

Why Trust FreightWaves Checkpoint

At FreightWaves Checkpoint, our goal is to give readers clear, data-backed insights into the tools and services that keep the trucking industry moving, including fuel cards.

We reviewed dozens of fuel card providers across the U.S., assessing key factors like average fuel discounts, network coverage, fees, security features, and account management tools. We also analyzed real-world driver and fleet feedback to understand how these cards perform on the road — from customer service responsiveness to ease of use and fraud protection.

Our in-house team of experts routinely reviews all content to ensure it is accurate, up-to-date, and genuinely helpful for truckers and fleet owners.

Pros & Cons

Pros

  • Fixed rebates ($.08-$.12) at in-network locations
  • One monthly fee for all cards on an account
  • Robust moile app
  • Tiered account plans (Basic, Pro & Enterprise) based on fleet size

Cons

  • Monthly fees charged per account instead of per card, which can outweigh savings for small fleets
  • Strict late-fee policy and pay-in-full billing

Fuelman Costs

Fuelman’s pricing is straightforward once you understand the account-level structure. The right tier depends on your fleet size, maintenance needs, and fraud-risk tolerance.

Item Cost
Plan Fees (Per Account) Mixed/Diesel: Basic $39/mo, Pro $59/mo, Enterprise $99/mo • Fuelman Mastercard: $59/mo
Extended Network Fee $3 per transaction at select non-preferred sites
Billing & Late Fees Statements must be paid in full each cycle • Late fee can be the greater of $99 or 17.99% of the new balance
Guaranty Client agreements define a guarantor and allow Corpay to pursue the guarantor upon default • Assume a personal guaranty unless your contract states otherwise

How Much Fuel You Need To Break Even

Because plan fees are charged per account, estimate break-even by dividing your monthly fee by the cents-per-gallon rebate you actually earn at discount network sites, then compare against your expected in-network gallons each month.

If your routes do not reliably hit discount network sites, realized savings will drop. Add any expected $3 extended network fees into your model to see the true net benefit.

Here's a quick look at how many gallons per month it will take to break even for each card type and subscription level:

Program Plan Rebate Gallons/Month
Mixed Fleet Basic ($39) $.08/gallon ~490 gallons
Mixed Fleet Pro ($59) $.08/gallon ~740 gallons
Mixed Fleet Enterprise ($99) $.08/gallon ~1,240 gallons
Diesel Basic ($39) $.12/gallon ~325 gallons
Diesel Pro ($59) $.12/gallon ~490 gallons
Diesel Enterprise ($99) $.12/gallons ~825 gallons
Fuelman Mastercard $59/month $.03/gallon ~1,970 gallons

Fuelman Card Options

  • Fuelman Mixed Fleet (gas and diesel): Earn $.08 per gallon at discount network sites
  • Fuelman Diesel: Designed for diesel-heavy routes. Earns $.12 per gallon on diesel at discount network locations.
  • Fuelman Mastercard®: Earn $.03 per gallon anywhere Mastercard is accepted in the U.S. For fuel at the pump only. includes one point per gallon in rewards, which is helpful if your routes do not align with the discount network.
  • Public Sector Card: Available for government and non-profit entities. Offers volume-tiered rebates of $.01–$.05 per gallon within the discount network, along with tax-friendly reporting.

Fuelman Card Features

Fuelman Discount Network

Fuelman operates its own proprietary network of fuel and maintenance partners. Fleets that fuel within this network can access published per-gallon rebates that range from $.03-$.10, depending on region and volume.

Advanced Purchase Controls

Fuelman offers deep control over how and when each card can be used. You can limit purchases by fuel grade, location, day of the week, or even time of day. Driver ID prompts and vehicle odometer entries help enforce compliance in the field.

Fraud-Loss Waiver (Pro & Enterprise Plans)

Accounts with 10 or more cards on a Pro or Enterprise plan qualify for Fuelman’s fraud-loss waiver — up to $10,000 per compromised card, capped at $25,000 per account per year. This coverage adds real protection for fleets with higher volume or turnover.

Integrated Maintenance Management

Fuelman’s maintenance platform helps fleets schedule, pay for, and track service at authorized partner shops. Repairs can be tied to specific vehicles, helping you maintain uptime and monitor long-term operating costs.

Fuelman Maintenance is included on Pro and Enterprise, lets you approve or schedule work and pay by card, centralizing spend and documentation. Basic accounts can add it for a fee.

Rewards & Account Credits

In addition to fuel rebates, Fuelman offers monthly account credits based on spending tiers, making it one of the strongest fleet cards for ongoing rewards. Some plans also include special perks like truck wash discounts or loyalty bonuses.

Tiered Plan Structure

Fuelman offers multiple plan levels — Basic, Pro, and Enterprise — to match your fleet’s size and complexity. Each tier includes different features, fraud protection limits, and reporting tools, so you can choose the level of service that fits your operation.

Controls & Security

Fuelman’s administration tools are built for real-time oversight. You can define product, time-of-day, and spend limits, as well as require PINs, block or unblock cards instantly, and receive exception alerts when rules are violated. These controls help minimize misuse and tighten reconciliation.

Pro and Enterprise plans (generally for accounts with 10+ cards) include up to $10,000 per compromised card and a $25,000 annual cap per account. Basic offers monitoring and alerts but does not offer any fraud-loss waiver.

Should You Use Fuelman Cards?

Fuelman delivers the most value when drivers can consistently fuel in network and managers want deeper controls with optional maintenance workflows.

Here are a few groups that are especially well-suited to the program:

  • Regional fleets that can steer to in-network stops: If your lanes overlap with discount network sites, the fixed $.08–$.12 rebates create predictable savings without chasing volatile market discounts
  • Mid-sized and larger operations: Account-level pricing scales as you add vehicles, and Pro and Enterprise plan features like maintenance and fraud-loss waivers become more valuable with fleet size.
  • Government and nonprofit programs: The Public Sector card offers volume-tiered rebates and reporting aligned to tax and compliance needs.

Things To Do Before You Sign Up

  • Map your top stations. Cross-reference your highest-volume locations with the Fuelman Discount Network. You can confirm which big brands on your lanes earn rebates at specific sites using the locator.
  • Anticipate your extended network exposure. Estimate how often drivers will hit off-program sites and factor the $3 per-transaction fee into your monthly savings model.
  • Pick the right tier. If you want maintenance workflows and the fraud-loss waiver, plan on Pro or Enterprise. Basic can add maintenance as a paid option if you need flexibility.
  • Review fees and guaranty language. Note the pay-in-full billing, strict late-fee formula, and any credit-card payment surcharge under Connect-style terms. Confirm whether a personal guaranty applies.

Our Take

Fuelman remains one of the top fleet fuel card programs in the industry thanks to its combination of consistent rebates, powerful controls, and optional maintenance features.

For fleets that plan carefully and fuel mostly in-network, the savings can add up quickly. That said, the program demands attention to detail — extended network fees, late-payment penalties, and account-level charges can erode margins if left unmanaged.

To get the most out of Fuelman, model your routes and gallons upfront, and make sure your drivers know how to find the right stations.

FAQ

How do Fuelman rebates and discounts work?

Fuelman offers fixed per-gallon rebates when you fuel within their discount network. These rebates ($.08¢–$.12 per gallon) are not deducted at the pump. Instead, rebates are applied as credits to your monthly billing statement. The specific rebate amount depends on your plan and fueling location.

Does Fuelman offer virtual cards for fleets?

No, Fuelman does not currently support instant virtual cards. All cards are physical and must be issued and distributed to each driver or vehicle manually, which may affect onboarding time for fast-growing fleets.

Can I set up Fuelman cards by vehicle instead of driver?

Yes, Fuelman allows you to assign cards to specific vehicles, drivers, or departments. You can configure spending rules and tracking accordingly, which is helpful for fleets with rotating drivers or shared assets.

Is there a transaction or usage limit on Fuelman cards?

Fuelman allows fleet managers to set spending controls, but there are no hard-coded limits unless you configure them. You can restrict by day, time, fuel type, and transaction amount to match your fleet policy.

Can Fuelman be integrated with accounting software?

Yes, Fuelman provides downloadable transaction data in formats compatible with common accounting and fleet management software. However, direct integrations may be limited compared to newer platforms like Coast or AtoB.


Mike Marshall
With over seven years at FreightWaves, a leading supply chain media and news organization, Mike has played a pivotal role in expanding the company’s reach by launching its dedicated affiliate website. His work has helped shape FreightWaves’ position as a go-to resource for logistics, freight, and supply chain professionals. Before joining FreightWaves, Mike built a strong foundation in the financial media sector. There, he developed and implemented affiliate strategies tailored for brokerages and trading platforms, driving growth and revenue through innovative marketing partnerships. Mike’s unique blend of experience across media, finance, and affiliate marketing enables him to provide sharp insights into market trends, performance strategies, and the evolving landscape of digital media partnerships. His writing is trusted by industry professionals looking to stay ahead of the curve.