Why Choose an Installment Loan?

Is it finally time to get rid of the linoleum in your kitchen and replace it with something a little more contemporary? Did your child break (another) bone and medical bills are stressing you out? Is your car making a worrisome sound or smell? Enter an installment loan. What is an installment loan? Installment loans are a type of loan that is repaid over time by a fixed number of regular payments combining principal and simple interest. They’re a helpful option for any number of situations you might find yourself in where personal cashflow is not readily available. Why choose an installment loan? Unlike payday loans, which can be predatory and invasive, installment loans are typically higher loan amounts and are paid off over a longer period. Installment loans offer the kind of flexibility that borrowers can benefit from. All our installment loans have a flat APR and standard terms, so budgeting monthly expenses and factoring in payments is as simple as it gets. Our loans also do not include any application fees, origination fees or prepayment penalties which you can expect to find with many other lenders. What about borrowers with bad credit? That’s between you and FICO®. We don’t perform a credit check – your job is your credit! ————— If you’re ready to secure your loan, the process is simple and cash is available for you. Give us a call today! 800-850-8599 Grace Neville has devoted over 30 years to creating innovative and customer-centric lending programs, growing a single local loan store to over a dozen community locations in three states. She is passionate about teaching financial literacy to professionals and consumers.