Outgo commits to 4-hour factoring speeds, announces $15M capital raise

Freight payments platform can fund carrier invoices in as little as 15 minutes

A truck at a fuel island, pump handle in hand — for an owner-operator running 100,000 miles a year, the difference between $3.65 diesel and $5.04 diesel is not an abstraction. It is roughly $21,000 in additional annual fuel cost on loaded miles alone, and most of that money is sitting in a negotiation the carrier never had. (Photo: Jim Allen/FreightWaves)

Carrier-focused payments platform Outgo said Tuesday it has received a $15 million investment from venture capital investors and that it has secured a $50 million credit facility to be used for purchasing carrier receivables. It said the capital infusion has allowed it to become “the industry leader in funding speeds for carriers.”

The Seattle-based 2021 startup said the previously undisclosed funding round was led by Gradient Ventures and Construct Capital along with participation from other investors. Upper90 led the raise for the credit facility.

“Outgo’s mission is to increase transparency and eliminate exorbitant rates, hidden fees, and long contracts with the most flexible and intelligent financial products in freight,“ a news release stated.

The release said carriers often wait a month or longer to receive payment. However, Outgo is now touting a commitment to four-hour funding, with half of its invoices getting approved within 90 minutes and 25% seeing 15-minute turn times. It offers factoring options as low as 1%. In addition, funding is available to carriers around the clock, and there are no blackouts for holidays.

“The very purpose of factoring is to get carriers paid faster, but the industry has failed to innovate on speed, flexibility, and customer experience,” said Marcus Womack, Outgo CEO and co-founder. “We have made it our first priority to bring flexibility and control to each and every corner of factoring experience, and to do so with the explicit purpose of accelerating fundings, and lowering carrier cost.”

The company’s $3.4 million seed funding was led by Neo and PSL Ventures, which were part of the latest raise.

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Todd Maiden

Based in Richmond, VA, Todd is the finance editor at FreightWaves. Prior to joining FreightWaves, he covered the TLs, LTLs, railroads and brokers for RBC Capital Markets and BB&T Capital Markets. Todd began his career in banking and finance before moving over to transportation equity research where he provided stock recommendations for publicly traded transportation companies.